Finding the best places to buy Bitcoin with a credit card can be tough, especially if you are a beginner who’s not entirely familiar with blockchain or cryptocurrency. Though, the growing number of websites that provide services to buy and exchange cryptocurrency has made it a lot easier to get a hold of Bitcoin. For this reason, it’s a lot easier to invest using your credit card, as well. Buying Bitcoin with your credit card is just as simple as using any other payment method, though fees may vary.

Buying Bitcoin with a credit card is easy to do and the delivery is almost always immediate. However, the main disadvantage is that it’s hard to find a trustworthy website without any previous experience. In this article, we break down the leading platforms when it comes to buying Bitcoin with a credit card.


Best Places To Buy Bitcoin With A Credit Card

Coinbase was founded in June 2012 and is self-defined as a digital currency wallet and platform where merchants and consumers can transact with new digital currencies like Bitcoin, Ethereum, and Litecoin. Its simple interface allows you to easily make an account and start trading in a matter of minutes. Coinbase is the largest Bitcoin broker worldwide.

Coinbase works with the financial authorities in the U.S., which means that any profits made from the appreciation of Bitcoin or purchases of over $20,000 will be reported and taxes will need to be paid accordingly.

When looking for the best places to buy Bitcoin with a credit card, Coinbase stands out as an industry leader

Credit and debit card purchasing fees are remarkably low compared to the competition at 3.99%. It also has no deposit fees for moving currency onto the exchange and the transaction fee occurs upon purchase. Visa and MasterCard debit cards can also be used to buy on Coinbase.


Best Places To Buy Bitcoin With A Credit Card

Established in 2013 as the first cloud mining provider, CEX.IO has become a multi-functional cryptocurrency exchange. CEX.IO’s high buying limits and good reputation make it an attractive platform to start trading. Their only downside is their higher exchange rates. As far as fees go, CEX.IO is competitive with a 3.9% on credit and debit card deposit fees. When selling Bitcoin back to your credit or debit card, there is a 2.9% fee.

To buy Bitcoin with your credit card on CEX.IO, you must first create an account. After your account has been verified, you can deposit money from your credit card right away. Once you’ve added money to your account, from the main page, go to buy/sell and choose how much Bitcoin you would like to buy.


Best Places To Buy Bitcoin With A Credit Card

Coinmama is a financial service that allows users to safely and efficiently buy digital currency. The platform uses Simplex, payment processing solution, to enable credit card purchases on their platform. Coinmama has been around since 2013 and garnered a good reputation amongst the crypto community. The main disadvantages are that Coinmama is not accessible to all of the states in the US as well as reasonably high transaction fees. As of now, only 23 states have access to the service.

On Coinmama’s main page you can choose how much Bitcoin you would like to buy. After you create your account with your personal information, you will need to go through additional verification by submitting photo ID. It usually takes a few hours before the account is verified. The next step is to enter your Bitcoin address (assuming you have a wallet already). The last step is to put in your credit card information and place your order.


Best Places To Buy Bitcoin With A Credit Card

Established in 2011, Bitstamp is one of the most reputable and oldest Bitcoin exchanges in the world. It is also the first fully licensed Bitcoin exchange in existence. Bistamp also accepts credit card purchases via Simplex. At the moment, this service is open to most European and US citizens. Credit card purchases using Bitstamp are charged 5% each.

One of the disadvantages of this website is that it has been hacked before. Therefore, it may not be wise store funds directly on the exchange. Furthermore, their verification process is known to be rather slow.

Buying Bitcoin with a credit card on Bitstamp is fairly easy. Just click on “deposit” from the main page and choose credit card as your payment method. Once finished, you will be able to buy Bitcoin or any other cryptocurrency Bitstamp has to offer.

Best Places To Buy Bitcoin With A Credit Card presents itself as a premier source for everything Bitcoin-related. Aiming to help you buy, use, and store your bitcoin investments securely. One of the main advantages of this website is its simplicity. It is easy to find relevant information on the website and equally easy to create your account. However, the downside of the website is its purchase fees (especially when using a credit card).

Credit card processing is done by Simplex which charges 5% of your payment as well as a 2.5% Bitcoin service fee. provides other services that vary from blog posts and news about cryptocurrency to online gambling using Bitcoin.


Best Places To Buy Bitcoin With A Credit Card

Bitit is a French company founded in 2015. Their services are available to more than 110 countries around the world. It is very easy to create your account. Once you fill in your details and unlock your buying limits you can start buying Bitcoin using Bitit’s simple interface.

Purchase fees are 6.9% which is on the higher end compared to the other platforms on our list. However, Bitit lets you pay with Visa, Master Card, American Express, and Maestro card. It may include foreign exchange fees when paying with a credit card. Bitit only accepts Euros. Users can still use other currencies but will incur additional exchange fees on top of all the others.


Best Places To Buy Bitcoin With A Credit Card

Changelly is a popular cryptocurrency exchange providing the ability to rapidly exchange over 100 altcoins at the best market rate or buy them using a bank card. Exchanges happen almost instantly because Changelly never actually controls your tokens but simply exchanges them. In order to buy Bitcoin with your credit card, you will have to log in to their website and follow the instructions. Once finished you can buy Bitcoin and even trade for some cryptocurrencies on their website. Changelly charges a 5% credit card fee (via Simplex) as well as another 5% fee for using their service.